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Manage and Organize Your Time with the Shovel App

3/9/2021

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We had a great opportunity to connect with How To Study In College recently to learn about their tremendous Shovel App!

This app is a calendar, to-do list, planner, and time calculator ALL IN ONE! It was built to help students get better grades with a smile on their face and we're excited to introduce it to our clients of past, present and future! In Shovel, you have all your tasks organized right next to your calendar, and you can plan exactly what task you will work on, when, and for how long. You can plan each task into multiple study times, and if you don’t work on a task when you planned to, Shovel will remind you to re-plan!

By planning in Shovel, a student will:
Mentally commit to getting a task done at a specific time
Know you’ll have enough time to get it done
Eliminate procrastination and anxiety

We look forward to collaborating with the team and we're going to be working with students, families and schools to grab their Shovels and dig into that pile of assignments, sports and homework!
For details or to download the app, click here.
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FAFSA Changes to Come for 2023-24

3/2/2021

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The FAFSA is being changed for the 2023-24 year (with the application opening of October 1, 2022). There are FIVE main changes to pay close attention to.

In summary, they are:

(1) The FAFSA will be shorter...MUCH shorter!
- It will now be 36 questions (instead of 108)
- 2 pages only (instead of 6)
- It will now better align with Federal Income Tax
- There will be less opportunity for error or fraud
- The simplicity of it should benefit low income families

(2) The Expected Family Contribution - or EFC - is being renamed.
- The EFC was what a family should expect to pay (at minimum)
- This will now be the SAI, or Student Aid Index
- Note that this will not make the overall task easier to complete or make college more affordable, but it does help to make the terminology less confusing and misleading

(3) Changes for if parent are divorced or separated.
- The FAFSA used to be completed by the parent household where the student spent most of his/her time
- Now it will be completed by the parent who provides greater financial support for the student.

(4) Changes for families with multiple students enrolled at the same time.
- FAFSA used to divide the parent assessment by the number of family members attending college
- Two in college, a 50% reduction. Three, a 66% reduction.
- The old way of FAFSA had focused on cash flow, not wealth and income protection allowance based on the size of the family.
- The new FAFSA removes both -- the FAFSA will NOT divide the parent assessment by the number of family in college. In turn, there will be less aid for multi-student families.

(5) The income protection levels will increase.
- PIPA (Parental Income Protection Allowance) increases by 20%
- SIPA (Student Income Protection Allowance) increases by 35%
- This increase could very well end up as thousands more in aid!
- The asset protection will remain unchanged

Any questions? Be sure to contact us 
today and we'll set you up with our financial aid experts! 
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    Chad Dorman

    LAC - Founder/Director

    Jaclyn Corley

    Founder - The College Essay Captain, and featured guest blogger here for LAC. It's her mission to inspire people to tell empowering stories.

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